As I write this, it is mid-October 2016 and the leaves are changing color. Even as early as this – before Halloween or Thanksgiving – I...

When you think about your golden years, where do you picture yourself? Perhaps it is sitting on a rocker on the front porch surrounded by...

What is Long Term Care insurance? Long Term Care insurance (LTC) assists you or your loved ones with the costs associated with...

Any family with children knows that there is a large financial impact due to the cost of raising a child. From daycare or sports...

Everyone runs into times of bad luck. I recently had my own series of “Unfortunate Events,” which made me decide on the subject for this...

Being your own boss is as popular as ever. From aging Baby Boomers wanting to keep their own schedules to young entrepreneurs trying to...

Many people invest in stocks, either individually or through mutual funds but may not realize what they are purchasing. A stock...

As an investment advisor, the question I most frequently get from clients is, “When can I retire?” The answer to this question has become...

When planning for retirement, it is important to consider all sources of income. There are three sources of income throughout life:...

Financial planning for individuals and families works towards many goals: college planning, retirement, savings, etc. The primary concern...

Everyone has financial concerns. For many Millennials, it is paying the bills, student loans and enjoying life. For Gen X, we are paying...

Inheriting money is a windfall for most people. Some people who inherit money go on a spending spree by taking an expensive trip, buying...

Investing in bonds can be a sound way to balance your portfolio and get a pre-determined yield on the money invested. Bonds are not...

Throughout life, we tend to define ourselves and others by our numbers. It starts with the ‘terrible twos,’ hits the ‘tweens’, and moves...

Investment planning’s main goal is to provide common sense guidelines to allow investors and savers to make better decisions and to build...

I debated writing this particular column as it seems rather self-serving: a financial advisor telling you why you should use a financial...

What is a Roth IRA? Let’s start with what a Roth IRA is. A Roth IRA is a mirror image of a traditional IRA. Money going into a Roth does...